I would like to introduce you to a realistic way to get a loan for unpaid mobile phone bills.
Those of you who have not paid your communication fee (communication fee) or who are overdue, please be aware of the method we are introducing today.
Please note that I will introduce how to get a loan from the 1st financial sector, 2nd financial sector (savings banks), and 3rd financial sector (loan companies).
Contents [hide]
1. Can I get a loan for unpaid mobile phone bills from 1 financial institution? 휴대폰 요금 미납
Among non-payment of mobile phone bills (communication costs, micropayment costs, and terminal installments), what has the greatest impact on creditworthiness?
2. When will I have no choice but to get a loan for unpaid mobile phone bills from the 2nd Financial Savings Bank?
What should I do to get a loan from a savings bank in the 2nd financial sector when I don’t pay my cell phone bill?
3. If you cannot get a loan for unpaid mobile phone bills from either the 1st or 2nd bank, you can also consider the 3rd bank (loan company).
Let’s learn about Apple Loan Brokerage telecommunication delinquency and Seoul Guarantee Insurance delinquency loan, which can be used for unpaid mobile phone loans
4. Can I get a mobile phone unpaid loan (delayed telecommunication loan)? 좋은뉴스
5. Precautions you should know before getting a loan for telecommunication delinquents – You must never know.
Calculate the interest you owe monthly.
Check whether it is possible to live with the amount minus the principal and interest of the telecommunication delinquent loan.
Never use it if you think you will be late on interest on your loan.
6. Appleon telecommunication delinquency loan review – products available for telecommunication delinquent and Seoul Guarantee Insurance delinquency
Apple Loan loans are applied at different interest rates according to credit ratings.
If you are delinquent, your credit rating will be low, so your interest rate will inevitably be high.
Since Applelon is a lending company, you must carefully decide whether to use it or not.
7. Loans for telecommunication delinquents and unpaid mobile phone loans
Telecommunication delinquent loan – SBI Savings Bank Cider Bank Emergency Loan
Unpaid mobile phone loan – SBI Savings Bank Speed Loan
Seoul Guarantee Insurance Overdue Loan Available – Apple Loan Loan for Unemployed
p2p delinquent loan – 8% personal credit loan
Long-term delinquent loan – IT pawnshop
8. Conclusion
1. Can I get a loan for unpaid mobile phone bills from 1 financial institution?
If you do not pay your mobile phone bills and telecommunication fees, it will be difficult to get a loan from 1 financial institution.
Therefore, those who need a loan should manage their communication expenses well so that they do not become overdue on a regular basis.
For reference, there are several items that have a major impact on your credit rating.
Please note that this will be addressed.
Among non-payment of mobile phone bills (communication costs, micropayment costs, and terminal installments), what has the greatest impact on creditworthiness?
Among telecommunication costs, micropayment costs, and terminal installments, the items that have the most impact on credit are terminal installments and micropayments.
In other words, these two items must be managed thoroughly so that they do not become overdue.
Even if you are overdue, we recommend that you repay the micropayment cost and installment rather than the communication cost.
For your reference, if you repay the unpaid communication fee, the overdue information will disappear immediately.
For general loans, delinquency information lasts for several years, but please be aware that the communication fee delinquency will be recovered immediately.
2. When will I have no choice but to get a loan for unpaid mobile phone bills from the 2nd Financial Savings Bank?
2When will you be forced to get a loan from a financial savings bank?
Those who cannot get a loan from 1 financial sector because of poor economic conditions cannot repay their mobile phone bills.
However, not everyone can get a loan with 2 finance.
Please be aware that loans are only available to those who satisfy the conditions I will explain from now on.
What should I do to get a loan from a savings bank in the 2nd financial sector when I don’t pay my cell phone bill?
The most important thing is to check whether the communication delinquency information has been passed on to Seoul Guarantee Insurance.
If the delinquency information is passed to Seoul Guarantee Insurance, it will be difficult to get a loan from 2nd Financial.
So, the first thing you need to do is to check whether the overdue information has been passed, and if so, you should devise a different loan method.
For reference, if loans become difficult even in 2nd finance, you should consider a loan company.
This is the only place where you can get a loan overdue for guarantee insurance
Is long-term delinquency micro-loans impossible?
Is there a place that lends a grade 9 delinquent loan?
Summary of short-term delinquent loans available, even for low-credit
3. If you cannot get a loan for unpaid mobile phone bills from either the 1st or 2nd bank, you can also consider the 3rd bank (loan company).
Many people will consider a loan company if they cannot get a loan from the 1st and 2nd finance (savings banks).
Note that the lending company must use an officially registered company.
The reason is that only then can you receive legal protection and do not exceed the statutory maximum interest rate of 24% per annum.
A representative loan product is the Apple Loan Brokerage Communication Overdue Loan Product.
Let’s learn about Apple Loan Brokerage telecommunication delinquency and Seoul Guarantee Insurance delinquency loan, which can be used for unpaid mobile phone loans
Where you can get a loan without paying your mobile phone bill Application qualifications, interest rate, loan limit, period, repayment method, handling fee
This loan product can be used by telecommunication delinquent persons and Seoul Guarantee Insurance delinquent persons.
The maximum loan limit is 1 million won to 10 million won, and the loan interest rate is applied within 24% of the year.
The loan period can be selected from 1 to 60 months, and the loan can be repaid in equal installments of principal and interest.
This product does not incur any other handling fees.
4. Can I get a mobile phone unpaid loan (delayed telecommunication loan)?
If you do not pay (overdue) mobile phone communication costs, your credit rating may be lowered.
A lower credit rating means that it is difficult to get a loan. Can I really get a loan in this situation?
Each person has a different opinion, but I personally think that it is better not to get a loan if you cannot get a loan from the 1st financial sector because your credit rating is lowered.
Some of you may be forced to take out loans from 2nd finance or loan companies, but I think this is a time bomb.
The reason is high interest rates.
I’m in a difficult financial situation to the point where I can’t pay my cell phone bill, can I get a high-interest loan and keep it up?
There are some who keep it, but I think 9 out of 10 will be overdue.
And even if you keep it, your life will be difficult because of the high interest rates. So, please refrain from excessive borrowing.
5. Precautions you should know before getting a loan for telecommunication delinquents – You must never know.
Calculate the interest you owe monthly.
For delinquent telecommunication delinquents who are really in urgent need of a loan, please calculate how much interest you need to repay each month.
And you should check before taking out a loan to make sure that you can pay the amount without unreasonableness.
It is not a rough estimate, but please calculate it a little conservatively.
Check whether it is possible to live with the amount minus the principal and interest of the telecommunication delinquent loan.
If you are going to use a product that requires paying both principal and interest together, check if you can live with the principal and interest.
For example, if my income is 2 million won per month and the monthly principal and interest is 1 million won, I think the remaining 1 million won is enough to live on.
However, if the amount excluding principal and interest is about 100,000 won, you should never take out a loan.
In addition to living expenses, it is advisable to consider some savings before deciding whether to take out a loan or not.
If something suddenly happens and you need an emergency fund, you have to use the saved money.
Never use it if you think you will be late on interest on your loan.
If your monthly interest payments are too tight, you’re more likely to be delinquent.
And if you pay arrears, the interest rate increases because the interest rate is applied.
So, if you think you will be overdue from the beginning, it is better not to even start.
Loans should be approached conservatively. And for those who use high-interest loans, you need to take a more conservative approach.
So, if you have too much money left over, please refrain from taking out loans.
6. Appleon telecommunication delinquency loan review – products available for telecommunication delinquent and Seoul Guarantee Insurance delinquency
Apple Loan loans are applied at different interest rates according to credit ratings.
The Apple Loan loan has an interest rate of 20% or less per annum.
It can be seen that the same interest rate is not applied to each person, but is applied differently depending on credit rating and income.
So, you need to inquire about the exact loan interest rate.
If you are delinquent, your credit rating will be low, so your interest rate will inevitably be high.
Delinquent borrowers with delinquent loans have lower credit ratings.
You can almost think of it as having the lowest credit.
Since your credit rating is low, you should consider the highest interest rate on your loan.
Of course, it may be slightly different for each individual, but it is better to approach delinquent people first thinking that it is impossible to get a loan at a low interest rate.
Since Applelon is a lending company, you must carefully decide whether to use it or not.
Applelon is a lender. If you get a loan from such a company, it can affect your credit rating more than 1 financial institution.
Of course, because you are delinquent, your credit rating may already be low, but you should know that you can still be affected and use it.
And since the loan interest rate is high, you must also consider the economic pressure on interest.
Personally, I think the best way to get a loan is from a financial institution. 1 If you can’t get a loan from a financial institution, I think it’s better not to get it at all.
Of course, each person has a different opinion, so you have to decide this part on your own, and you are responsible for it, so please keep that in mind.
7. Loans for telecommunication delinquents and unpaid mobile phone loans
Telecommunication delinquent loan – SBI Savings Bank Cider Bank Emergency Loan
Loan limit – up to 5 million won
Loan interest rate – Minimum 6.9% per annum – Maximum 15.7% per annum (fixed interest rate)
Loan period – 12 to 36 months
Repayment method – equal amortization of principal and interest, equal amortization of principal
SBI Savings Bank Cider Bank Emergency Loan is available to Koreans over the age of 20, NICE credit score of 361 or higher, and those who can open a deposit and withdrawal account.
You can borrow up to 5 million won, and since it is a mobile phone loan, you can use it without a visit.
It is a paperless loan that does not require any loan documents, so you can use it conveniently 24 hours a day, 365 days a year.