Nowadays, there are many alternative means of payment in lieu of cash and credit cards. For example, using the payment function through the phone. In order to use the above functions, you need to install and use the application to use when registering a credit card or making a payment on your smartphone.
Among the above payment methods, what is called Zero Pay is receiving a lot of attention. The advantage is that it provides various benefits to both merchants and consumers. For that reason, in this article, we will discuss about zero pay. 제로페이 사용법
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Many people pay by card. Even when paying with a mobile phone, it is common for a card to be registered and paid. When paying by card, the merchant will bear the credit card fee.
However, credit card fees can be burdensome for small business owners with small sales, so we aim to reduce credit card payment fees by making payments directly between consumers and self-employed people. As it is a method of paying directly from the consumer’s bank account to the self-employed bank account, there is no credit card payment fee. Although commissions are charged according to the standard of sales, they are cheaper compared to card payment commissions.
From the consumer’s point of view, you can benefit from using it at a lower price through various discount events. In particular, if you purchase an Onnuri gift certificate, you can purchase it at a discounted price. And depending on the event, the discount rate is even higher as you can receive cashback when paying.
What is Biffle Zero Pay?
Biffle Zero Pay refers to the official app of Zero Pay. In the case of Zero Pay, even if you do not use the official application Biffle Zero Pay, you can use an application that is good for you because there are various apps that support Zero Pay. However, in the case of Biffle Zero Pay, as it is an official app, you can quickly access news about Zero Pay and check event information.
Benefits of Zero Pay
Benefits received by Zero Pay affiliates
For merchants, credit card fees are inevitably burdensome. Reducing the burden of such fees is one of the biggest benefits of Zero Pay. Credit card fees are not charged for businesses with sales of less than KRW 800 million.
And in the case of merchants exceeding KRW 800 million and less than KRW 1.2 billion, a credit card payment fee of 0.3% is charged. For merchants exceeding KRW 1.2 billion, the credit card payment fee is 0.5%. The basic merchant fee is 1.2%, so you can also reduce your fee burden.
In addition to Zero Pay, there are several payment methods on the market, but it is actually difficult to register all of these payment methods as merchants. However, in the case of registering at a Zero Pay merchant, it is an advantage that you are automatically registered at a mobile gift certificate merchant. The types of mobile gift certificates include consumption promotion policy gift certificates, policy subsidies, mobile Onnuri gift certificates, and local love gift certificates.
In addition, as there is a separate merchant app, you can use functions such as sales history and payment notification. Compared to credit card payments, it takes less time for the payment to be credited to your account, so the turnover of funds also increases. In addition, you can promote your store on Zero Pay’s official SNS.
Zero Pay benefits that consumers can receive
If you use Zero Pay, you receive a 30% income deduction. A cash receipt is automatically issued to the phone number registered in the Zero Pay app. In addition, since it is equipped with a transportation card function, it is easy to use and you can receive discounts when using public facilities.
Events are held frequently, and in the event of an event, a variety of cashback, discount rate additions, and income deductions are added. In particular, in the case of Onnuri gift certificates, you can receive a discount of 15% or more by using cashback events when purchasing and using them. These days, there are many uses because you can receive government-supported subsidies with zero pay.
How to use Zero Pay
It runs the phone’s Zero Pay application. Choose a payment method: mobile gift certificate payment or zero pay payment from my account. When the screen moves to the selected payment method, press the QR code payment button located above.
After entering the biometric authentication or transaction approval number, scan the Zero Pay QR code with your smartphone. After scanning, when the payment amount input tab appears, enter the price to pay and proceed with payment. This payment method is generally used when a Zero Pay QR code is installed in front of the checkout counter.
If the Zero Pay QR code is not installed or if you use Zero Pay at a convenience store, you can make a payment as we inform you. All you have to do is enter the biometric authentication or transaction approval number in the same way as we have outlined before. Then, scan the barcode or QR code generated on the QR code scan screen on your phone with a reader to complete the calculation.
Non-face-to-face payment is possible with Zero Pay without going to the store. In the case of non-face-to-face payment, select either mobile gift certificate payment or zero-pay payment from my account and select the non-face-to-face payment located in the middle above. After selecting a region, search for a store by store name and phone number.
Enter the amount to be paid and a delivery message, and after payment, the details of the payment will be notified via text message, KakaoTalk, or phone. If you use Zero Pay’s non-face-to-face payment, you can have food delivered even if you don’t use the delivery app. You can also pay for mart delivery, real estate fees, school fees, and exercise fees.
Zero Pay Mobile Onnuri Gift Certificate
In the case of Zero Pay, you can purchase and use various mobile gift certificates. In the case of mobile gift certificates, it is possible to receive a 10% discount on purchases and receive cashback when used during events. Among such mobile gift certificates, Onnuri gift certificates are used by the most people.
Many people use the Zero Pay Mobile Onnuri gift certificate because you can get a discount of 15% or more if you make good use of the event. However, it is not possible to purchase and use it indefinitely, and there is a limit on personal discount purchases, so those who purchase it should be aware of this fact. Originally, it was possible to purchase up to 500,000 won per month, but from January 1, 2022, the limit has increased to up to 700,000 won per month until further notice.
The discount rate is 10% and can be used for 5 years from the date of purchase. It is also good to refer to the fact that you can receive a 40% income deduction within the limit of 1 million won when using Onnuri gift certificates in traditional markets. Mobile Onnuri gift certificates can only be used at participating stores.
The monthly purchase limit is KRW 700,000 and is fully refundable within 7 days if not used. After 7 days, you will receive a refund on the balance when 60% of the indicated amount has been used. The monthly purchase limit is sometimes raised through temporary events, so it is good to receive benefits if you remember the event information well.
In today’s article, we have summarized things related to Zero Pay. If you purchase and use a mobile Onnuri gift certificate, the discount rate is high, so it will be helpful if you use it well. It would be useful to use it not only in traditional markets, but also in Zero Pay affiliates, and the non-face-to-face payment function is also highly useful, so you can use it as a reference.